Disclosures & Disclaimers

All content on Bay Street Capital Holdings’ (BSCH) website is intended for informational purposes only and are subject to change or withdrawal by BSCH at any time without notice. BSCH intends for the content contained on this site to be accurate and reliable. The content may, however, contain technical inaccuracies, typographical errors or other mistakes. BSCH may make corrections or other changes to the content at any time. BSCH assumes no responsibility for the accuracy or completeness of the Content.

Bay Street Capital Holdings, is a registered investment advisory firm located in Palo Alto, California. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the advisor has attained a particular level of skill or ability.

Information pertaining to Bay Street Capital Holdings’ advisory services, business operations and fees are set forth in the firm’s current disclosure statement which is on file with the United States Securities and Exchange Commission. A copy of the disclosure statement is available from Bay Street Capital Holdings upon written request.

Investing in securities involves risk of loss that you should be prepared to bear. We do not represent or guarantee that our services or methods of analysis can or will predict future results, successfully identify market tops or bottoms, or insulate clients from losses due to market corrections or declines. We cannot offer any guarantees or promises that your financial goals and objectives will be met. Diversification does not assure against market loss. Past performance is in no way an indication of future performance.

Neither the information or any opinion expressed on this web site constitutes an offer to buy or sell any securities or financial instruments or provide any investment advice or service. Investors should consult with their financial advisor before making any investment decisions.

Any links made available to you through the Bay Street Capital Holdings, (BSCH) website will allow you to leave our site to visit an external website. Please be aware that the Internet sites available through these links, and the materials that you may find at those sites are not provided by, endorsed by or under the control of BSCH. Therefore, BSCH cannot and does not make any representation to you about these external sites or the materials available on the sites. The fact that you may be able to access these additional external sites from the BSCH website is not an endorsement or recommendation to you by the County of any of these sites or any material found there. BSCH is providing these links only as a convenience to you, and your access to these additional external sites is done at your own risk.

LEGAL, INVESTMENT AND TAX NOTICE: The information on this site is not intended to be and should not be treated as legal advice, investment advice or tax advice. You should discuss all recommended tax strategies and other strategies that may be available to you with your professional investment, legal and accounting advisors before implementing them.

IRS CIRCULAR 230 DISCLOSURE: To the extent that this site or any link from this site concerns tax matters, it is not as a reliance opinion as described in IRS Circular 230 and, therefore, cannot be relied upon by itself to avoid any tax penalties.

Images of various organizations do not represent an endorsement of Bay Street Capital Holdings.

We are committed to protecting the privacy and security of the personal information that we collect from our clients.

Bay Street Capital Holdings’ home office operations in Palo Alto, California are equipped for resumption of business in the event a significant business disruption affects the building, business district, city and/or region. We will continue to conduct business during those disruptions and may choose to relocate key personnel and services to our designated backup facilities. Relocations of critical functions will be completed within four hours of the significant business disruption. In the event of a significant business disruption resulting from a reduction in the workforce due to a pandemic situation, Bay Street Capital Holdings has developed a comprehensive pandemic response plan to minimize the exposure and spread of a virus in the workplace. The plan involves social distancing and other measures to avoid close physical proximity in the workplace. Social distancing includes, but is not limited to, requesting employees to work remotely, invoking swing shifts, and may require suspension of some non-critical functions.

Bay Street Capital Holdings’ data center is located in a different region of the country. In addition, several of our critical functions are performed in our affiliated offices located in Phoenix, Arizona. All of these providers have complete business continuity plans designed to allow them to continue operations in the event they experience a significant business disruption. Their plans include redundancies, alternate facilities, and recovery time objectives that support our plan.

In the event of significant business disruption at Bay Street Capital Holdings’ main location customers may call 510.858.1921, or refer to our public website at https://baystreetcapitalholdings.com/.

Please be advised that while we have detailed plans in place, we cannot guarantee we will be able to recover as quickly as outlined above under all possible circumstances. Our recovery time objective may be negatively impacted by the unavailability of third parties and/or other circumstances beyond our control.

Our business continuity plan is reviewed and tested throughout the year and is subject to modification. To obtain the most current version of this summary, you may refer to our website at https://baystreetcapitalholdings.com/ or contact your Bay Street Capital Holdings representative to request an updated summary be delivered by mail.