Because Everyone Should Have a Financial Plan
At Bay Street Capital Holdings, we are here to empower you on your investment journey and explore the possibilities your wealth can create. Your success is our success. Whether you’re saving for retirement, a new car, the first purchase of your home, or on the road to financial security, you can be confident that we’re on your side.
A Comprehensive Approach
Financial Planning
Navigating your financial goals is no easy feat but with a plan in place, you can have the confidence to achieve the purpose you envision for your life, family, community, and beyond. Our comprehensive approach to financial planning is built around transparency and personalization.
Investment Management
At its core, investment management is about making the most of your money. Your portfolio should reflect your goals and the impact you want to create. We strive to help clients realize their investment objects grounded in strategic advice and planning.
Wealth Management
Your wealth isn’t just about money - it’s about the growth, the preservation, and the protection of your legacy and the impact you want to make for the future of your needs, your family, or your business. Higher wealth requires an extra level of support to address the complexity and critical needs.
Tax Planning
Navigating taxes may be daunting but the right guidance can make a world of difference to reach better outcomes for your financial plan. We can guide you through the options for structures, strategies, and solutions that will help you on your journey to transfer wealth efficiently.
Life Insurance
Ensuring financial security for your family is where we can add value. Life insurance lets you take care of the needs of your loved one in case of an unforeseen event. We provide guidance for financial security that makes sense for your family. All this, so you can focus on what matters most.
Financial Planning
Prepare for your future and find peace of mind with Bay Street's comprehensive, personalized approach to financial planning. Our accredited fiduciary financial advisors work closely with you to assess your current financial assets, identify any potential roadblocks and build a financial plan tailored specifically to your long-term goals.
The best part? We handle it all, so you don’t have to. Once a plan is in place, we keep things in sync so that you can relax and fulfill the purpose you envision for your life.
Investment Management
Investment opportunities can change by the day. Here at Bay Street, we are proactive and focused on optimizing your portfolios based on market conditions. Our team of accredited, fiduciary-certified financial planners are fully equipped to monitor, reallocate, and sell — as necessary — every position within your portfolio regularly and meticulously. When you work with Bay Street, you can have peace of mind that our team of experts are working daily to maximize gains, reduce risks, and protect your investments.
Our Investment Process
BEST-IN-CLASS
An approach where leading or best-performing investments within a universe, category, or class are selected or weighted based on ESG criteria.
ENGAGEMENT & VOTING
Engagement activities and active ownership through voting of shares and engagement with companies on ESG matters.
ESG INTEGRATION
The explicit inclusion by asset managers of ESG risks and opportunities into traditional financial analysis and investment decisions is based on a systematic process and appropriate research sources.
EXCLUSIONS
An approach that excludes specific investments or classes of investment from the investable universe such as companies, sectors, or countries.
IMPACT INVESTING
Impact Investments are investments made into companies, organizations and funds with the intention to generate social and environmental impact alongside a financial return.
NORMS-BASED SCREENING
Screening of investments according to their compliance with international standards and norms.
SUSTAINABILITY THEMED
Investment in themes or assets linked to the development of sustainability.
Wealth Management
We take a comprehensive tailored approach to help preserve your legacy. We can be the guide to your wealth management needs and the protection of your assets. As a Bay Street client, you can be confident that we take the time to understand your unique values and aspirations and take a valued-based approach to your wealth. We work with you to provide strategies that focus on what’s important to you, your needs, and the plan you envision for your personal needs, family, or business.
Tax Planning
Taxes are an inevitable part of money management, but with Bay Street, you can be confident that our team of accredited financial advisors will aim to reduce the impact of taxes across multiple areas of your comprehensive financial plan. We implement prudent tax to lessen or shift current and future tax liabilities to meet your financial objectives.
Life Insurance
Unforeseen difficulties may arise if a main source of income is lost. Help ease your mind with coverage that you and your family can rely on. Life insurance is an important aspect of a strong financial plan and your peace of mind doesn’t have to break the bank. Let us take the guesswork out of life insurance to whatever fits your individual life stage and needs.
Insurance
Life Insurance
Confidence creates peace of mind, allowing you to live your life to the fullest. No one is immune to accidents no matter how young or healthy. Bring peace of mind to you and your family.
How We Work With You
At Bay Street, we are confident in our ability to craft a comprehensive strategy tailored to your goals and deliver action and results. We ensure our recommendations are prudent and align with your interests and goals.